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User Agreement

Introduction

GT  Insurance’s business is based on trust with customers. In order to provide you with better customer service and products, GT  Insurance will collect some of your information through this network platform. In order to protect all the information you provide, GT  Insurance adopts the following personal information protection policies:

Welcome to use GT  Insurance products and services! We take your privacy and personal information very seriously.

We try to present this privacy policy in a way that is clearer and easier for you to understand, so that we hope to truly convey what we want to convey to you, and that you are providing us with certain information (which most likely includes your personal Information) and before we allow us to process and share certain information, we have a clear understanding of the purpose for which it was collected, its possible use, and other aspects.

In order to facilitate your reading and understanding, we have defined the special terms. You can refer to this privacy policy “Appendix 1: Definitions” for the specific content of these definitions.

This privacy policy applies to all products and services of GT  Insurance Network Platform. When you use third-party products and services through the GT Insurance network platform, if you provide your personal information to the third party, your information will be subject to the third party’s privacy policy. Please take good care of you when dealing with third parties Personal information. When you use some of the services or functions of the GT  Insurance Network Platform to publish information, you should note that the above information may be accessible to anyone.

Scope
Before you may become a member of the GT Insurance, you must read and accept all of the terms and conditions in, and linked to, this User Agreement and Privacy Policy. We strongly recommend that, as you read this User Agreement, you also access and read the linked information. By accepting this User Agreement, you agree that this User Agreement and Privacy Policy will apply whenever you use our GT Insurance and services.

Using GT Insurance
While using GT Insurance , you will not:
violate any laws or third party rights;
circumvent or manipulate our fee structure, the billing process, or fees owed to the GT Insurance;
post false, inaccurate, misleading, defamatory, or libelous content (including personal information);
take any action that may undermine the feedback or ratings systems;
transfer your account to another party without the GT Insurance’s consent;
distribute or post spam, chain letters, or pyramid schemes;
distribute viruses or any other technologies that may harm GT Insurance , or the interests or property of users of the GT Insurance ;
copy, modify, or distribute content from the GT Insurance  and the GT Insurance’s copyrights and trademarks; or
harvest or otherwise collect information about users, including email addresses, without their consent; or
use existing user accounts or create new user accounts in order to circumvent or restrictions, holds or other policy consequences Violations of this policy may result in a range of actions, including:
Listing cancellation
Loss of Settlement Amount
Account suspension / termination
Criminal charges / claim for damages

Abusing our
We keep our GT Insurance  and services working properly and safe. Please report problems, offensive content and policy violations to us.
Without limiting other remedies, we may limit, suspend, or terminate our service and user accounts, prohibit access to our sites and their content, delay or remove hosted content, and take technical and legal steps to keep users off the sites if we think that they are creating problems or possible legal liabilities, infringing the intellectual property rights of third parties, or acting inconsistently with the letter or spirit of our policies (for example, and without limitation, conducting off-site transactions, feedback manipulation, circumventing temporary or permanent suspensions or users who we believe are harassing our employees or other users). Additionally, we may, in appropriate circumstances and at our discretion, suspend or terminate accounts of users who may be repeat infringers of intellectual property rights of third parties. We also reserve the right to cancel unconfirmed accounts or accounts that have been inactive for a long time.

 

Content
You may post reviews, comments, photos and other content; submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. GT Insurance reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.

If you do post content or submit material, and unless we indicate otherwise, you are deemed to have granted GT Insurance a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You are deemed to have granted GT Insurance and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify GT Insurance for all claims resulting from content you supply. GT Insurance has the right but not the obligation to monitor and edit any activity or content. GT Insurance takes no responsibility and assumes no liability for any content posted by you or any third party.

Release
If you have a dispute with one or more consumer, you release GT Insurance (and our officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.

Privacy
We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent. We use your information only as described in our Privacy Policy. We view protection of users’ privacy as a very important community principle. We store and process your information on computers that are protected by physical as well as technological security devices. You can access and modify the information you provide us and choose not to receive certain communications by signing-in to your account. We use third parties to verify and certify our privacy principles.

For the avoidance of doubt, If GT Insurance has reasonable grounds to believe that any User is in breach of any of the terms of this Agreement, GT Insurance reserves the right, in its sole and absolute discretion, to cooperate fully with governmental authorities, private investigators, all the rightful owner(s) or interest holder(s) and/or injured third parties in the investigation of any potential or ongoing criminal or civil wrongdoing. Further, GT Insurance may disclose the User’s identify and contact information, or such other transaction-related data, if requested by a government or law enforcement body, private investigator, rightful owner or interest holder and/or any injured third party or as a result of a subpoena or other legal action, or if GT Insurance is of the view, in its sole and absolute discretion, that it would be in its best interest to do so. GT Insurance shall not be liable for damages or results arising from such disclosure, and the User(s) agrees not to bring action or claim against GT Insurance for such disclosure.

Indemnity
You will indemnify and hold GT Insurance (and our officers, directors, agents, subsidiaries, joint ventures and employees), harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of this Agreement, or your violation of any law or the rights of a third party.

Limitation of Liability
THE USER SPECIFICALLY AGREES THAT GT INSURANCE SHALL NOT BE RESPONSIBLE FOR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY MATERIAL OR DATA SENT OR RECEIVED OR NOT SENT OR RECEIVED, OR ANY TRANSACTIONS ENTERED INTO THROUGH THIS . THE USER SPECIFICALLY AGREES THAT GT INSURANCE IS NOT RESPONSIBLE OR LIABLE FOR ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE OR ILLEGAL CONTENT OR CONDUCT OF ANY OTHER PARTY OR ANY INFRINGEMENT OF ANOTHER’S RIGHTS, INCLUDING INTELLECTUAL PROPERTY RIGHTS. THE USER SPECIFICALLY AGREES THAT GT INSURANCE IS NOT RESPONSIBLE FOR ANY CONTENT SENT USING THE COMMUNICATION SERVICES AND/OR INCLUDED IN THIS SITE BY ANY THIRD PARTY. IN NO EVENT SHALL GT INSURANCE BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, (INCLUDING WITHOUT LIMITATION, THOSE RESULTING FROM: (1) RELIANCE ON THE MATERIALS PRESENTED, (2) COSTS OF REPLACEMENT GOODS, (3) LOSS OF USE, DATA OR PROFITS, (4) DELAYS OR BUSINESS INTERRUPTIONS, (5) AND ANY THEORY OF LIABILITY) ARISING OUT OF OR IN CONNECTION WITH THE USE OF, OR INABILITY TO USE THIS , WHETHER OR NOT GT INSURANCE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Notices
Except as explicitly stated otherwise, any legal notices shall served on GT Insurance. via registered mail, to 10 Kallang Avenue #13-18 Aperia Tower 2 Singapore 339509 or to the email address you provide KOROR , PALAU PW 96940 to us during the registration process (in your case). Notice shall be deemed given 24 hours after email is sent, unless the sending party is notified that the email address is invalid. Alternatively, we may give you legal notice by mail to the address provided during the registration process. In such case, notice shall be deemed given three days after the date of mailing unless otherwise required by law.

Applicable Law and Jurisdiction
By using GT Insurance , you agree that the laws of Singapore, without regard to principles of conflict of laws, will govern this User Agreement and any dispute of any sort that might arise between you and GT Insurance.
The courts of Singapore will have non-exclusive jurisdiction over any legal action or the proceedings against GT Insurance arising out of, with respect to, or in connection with any disputes over this User Agreement and disputes between consumers and merchants.

General
If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Headings are for reference purposes only and do not limit the scope or extent of such section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. GT Insurance do not guarantee we will take action against all breaches of this Agreement.
GT Insurance may amend this Agreement at any time by posting the amended terms on this site. Except as stated elsewhere, all amended terms shall automatically be effective 14 days after they are initially posted. This Agreement may not be otherwise amended except in a writing signed by you and us. This Agreement sets forth the entire understanding and agreement between us with respect to the subject matter hereof.

 

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